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Louis Rios

Producing Branch Manager

NMLS # 373055

InterLinc Mortgage | NMLS ID#205696

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure

Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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Mortgage Calculator
CONV FHA VA USDA
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Refinance Calculator
CONV FHA VA USDA
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Affordability Calculator
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
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Louis Rios

Producing Branch Manager

NMLS # 373055

InterLinc Mortgage | NMLS ID#205696

Calculated Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed: $667/month

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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I’ve been helping families obtain homeownership for the last 28 years. I know the importance of owning a home and take great pride in educating and preparing thousands of families to obtain their dreams of purchasing a home.

Clients choose to work with me and my team for our full service professionalism, ethics, experience and expertise. Structuring a purchase or refinancing a current mortgage loan is a HUGE step and it’s important to meet with an experienced professional who will provide you with many loan options, who has a trusted team of colleagues that work tirelessly to hold your hand through the entire process and make it their mission to close on time, every time.

My strong base of loyal repeat customers are just one of the reasons I have been so successful for over twenty years in this incredibly competitive sales environment. Among my repeat borrowers and valued clients are some of Dallas’s most influential individuals and investors. Quite simply, my team and I are trusted.

My extensive knowledge of residential lending is unparalleled. Our clients have consistently sought my advice and trusted my judgement. We pride ourselves on giving all of our clients the most precise and up-to-date feedback on the state of the market, its trends and comparable products while giving a realistic outlook on what they can expect to achieve in today’s market.

In addition to my success in the lending market, I have a beautiful wife of 31 years, 4 amazing children and two grandchildren.. I’m proud that 2 others in my family have followed in my love of Real Estate. I am bilingual in Spanish and proud to have served our Country in the United States Navy.


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Louis Rios

Producing Branch Manager

NMLS # 373055

InterLinc Mortgage | NMLS ID#205696

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